Tailored Legal Guidance For Uninsured/Underinsured Motorist Claims In Indianapolis
Uninsured and underinsured motorist (UM/UIM) claims might sound complicated, but it is crucial that we understand them. Imagine being in an accident where the at-fault driver does not have enough insurance or has no insurance at all. Suddenly, you are facing hefty medical bills, repair costs and other damages.
It is important to know your options in these situations, so you can secure the compensation you deserve. At Allen Wellman Harvey Keyes Cooley, LLP, we handle these types of cases with efficiency and care, knowing our clients need prompt action to get on with their lives sooner. Contact our Greenfield office at 317-468-2355 to learn about your options.
Defining Uninsured/Underinsured Motorist Insurance Requirements In Indiana
Indiana law requires all drivers to have auto insurance with minimum liability coverage of:
- $25,000 for bodily injury per person
- $50,000 per accident
- $25,000 for property damage
Uninsured/underinsured motorist coverage must also be offered by insurers with the same minimum limits. However, drivers can opt out in writing.
To protect yourself against financial risks, it’s advisable to have this type of coverage, even if it’s not mandatory. If you already have UM/UIM coverage, consider increasing your coverage for extra protection.
How An Uninsured Motorist Attorney Can Help
At Allen Wellman Harvey Keyes Cooley, LLP, we make UM/UIM claims straightforward. We will guide you through this process and make sure you understand your rights and options. Our team excels at gathering evidence and negotiating with insurers to pursue the compensation you rightfully deserve.
No matter the circumstances of your motor vehicle accident, we are here to support you with personalized assistance and strategic advocacy. If your insurance company is refusing to comply, our Greenfield car accident attorneys are also adept at handling such disputes.
We are committed to recovering full and fair compensation for:
- Medical expenses
- Lost wages
- Pain and suffering
- Loss of quality of life
- Property damage
Our team will also ensure you file your claim on time. The deadline is usually two years from the date of the accident, but this can vary. Your personal injury lawyer will provide guidance on this.
You Don’t Have To Face Your Insurance Claim Alone
Dealing with a UM/UIM claim can be daunting, but you don’t have to handle it all by yourself. Our dedicated team has years of experience with Greenfield underinsured motorist claims. We can help you fight for your right to fair compensation, no matter what your insurance company says.
Contact our office at 317-468-2355 or use our online contact form to schedule your consultation.