A car accident can leave you feeling overwhelmed and uncertain about what to do next. In the heat of the moment, small mistakes can have big consequences. Avoid these three common missteps to protect yourself and your claim.
Admitting fault too soon
After an accident, you may feel the urge to apologize, even if you are not responsible. If you say “I’m sorry” or make any statement that suggests blame, the other party may use it against you later. Investigators determine fault, so avoid discussing responsibility at the scene. Instead, focus on checking for injuries and exchanging necessary information with the other driver.
Accepting the first insurance offer
Insurance companies may seem helpful, but their goal is to pay as little as possible. Insurance companies often offer a low initial settlement that fails to cover future medical treatments, physical therapy, or ongoing care. It may not cover lost wages, leaving you with unexpected financial burdens. Before accepting any offer, take time to assess the full impact of your injuries and damages, and consider seeking professional guidance if needed.
Forgetting to document the accident
Gathering clear evidence strengthens your claim, but waiting until after leaving the scene makes it much harder. Take photos of vehicle damage, the surrounding area, and any injuries. Get contact information from witnesses and write down everything you remember while details are fresh. Do not rely on the other party to document the accident—take control of your own evidence.
Protecting your claim
Responding wisely after a car accident can shape the outcome of your claim. By approaching the situation carefully, you improve your chances of receiving fair compensation and minimizing future complications.
